Joanie was injured in an automobile accident. She is now in a coma and expected to die. Under the terms of her individual accidental death and dismemberment (AD&D) policy, which of the following is CORRECT?

A) As next of kin, her husband can change the beneficiary from himself to their daughter.

B) As next of kin, her husband would automatically receive the principal sum.

C) Her daughter, who is the revocable beneficiary, can change the beneficiary to her father.

D) The beneficiary cannot be changed.

Answer: D) The beneficiary cannot be changed.

Insurance

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