An insured with an accelerated death benefits rider attached to his life insurance policy has the right to receive some or all of the available life insurance proceeds before death occurs if

An insured with an accelerated death benefits rider attached to his life insurance policy has the right to receive some or all of the available life insurance proceeds before death occurs if



A. He or she becomes seriously injured as a result of an accident.


B. He or she becomes unemployed for a period that exceeds one year.


C. He or she becomes totally disabled before a certain age.


D. He or she contracts a catastrophic or terminal illness.



Answer: D

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