All of the following are ways consumers can insure themselves with 'minimum essential coverage' without having to pay a penalty under the Affordable Care Act, except:

All of the following are ways consumers can insure themselves with 'minimum essential coverage' without having to pay a penalty under the Affordable Care Act, except:



A. Purchase insurance offered by an employer


B. Be self-insured


C. Purchase insurance directly from an insurer in the individual market


D. Enroll in a government program or purchase coverage through a state exchange



Answer: B.

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