A typical hospital indemnity insurance plan provides payment of benefits in which of the following ways?

A typical hospital indemnity insurance plan provides payment of benefits in which of the following ways?




A. According to a written schedule of benefits for common procedures and treatments


B. As reimbursement for necessary medical expenses paid by the insured


C. In an amount equal to the insured's copay or coinsurance amounts


D. According to a daily or monthly benefit amount without regard to actual medical expenses



Answer: D.

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