A flood damages a home that is in a community in early stages of participation in NFIP, but are not yet considered a participating community. What is the maximum a resident may receive for damages to personal property?

A flood damages a home that is in a community in early stages of participation in NFIP, but are not yet considered a participating community. What is the maximum a resident may receive for damages to personal property?


a. Coverage C on the homeowners policy


b. Nothing since they are not participating yet


c. $10,000


d. $100,000



Answer: c. $10,000

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