On a PAP, all of the following are true about uninsured motorist (UM) coverage EXCEPT:

On a PAP, all of the following are true about uninsured motorist (UM) coverage EXCEPT:


A.It pays regardless of fault

B.A UM claim is turned into the insured's own insurance company

C.It covers injuries sustained by an insured when a hit-and-run driver is involved

D.It cannot be written for more than the insured's limits for bodily injury liability



Answer: A.It pays regardless of fault

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