Joyce was injured by an uninsured drunk driver while she was riding in a friend's car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000. How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries?

Joyce was injured by an uninsured drunk driver while she was riding in a friend's car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000. How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries?


A) Each policy will pay $35,000.

B) Joyce's policy will pay $50,000, and the friend's policy will pay nothing.

C) Joyce's policy will pay $50,000, and the friend's policy will pay $20,000.

D) The friend's policy will pay $50,000, and Joyce's policy will pay $20,000.


Answer: D

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