Which clause allows both the insured and dentist to know in advance which benefits will be paid?

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Which clause allows both the insured and dentist to know in advance which benefits will be paid?

A. Preadmission
B. Advanced Benefit Notification
C. Fixed Rate
D. Precertification

Answer: D. Precertification

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

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