Martha works in the city and drives to work each day. She is concerned about her auto exposures due to driving in the city. If Martha sells her vehicle and begins using public transportation, which one of the following risk management techniques will she be applying to her situation?

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Martha works in the city and drives to work each day. She is concerned about her auto exposures due to driving in the city. If Martha sells her vehicle and begins using public transportation, which one of the following risk management techniques will she be applying to her situation?

A. Avoidance
B. Loss control
C. Noninsurance transfer
D. Retention

Answer: A. Martha will be applying the risk management techniques of avoidance to her situation.

Insurance

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