Losses arising from maintenance perils are generally excluded from property insurance policies because

Losses arising from maintenance perils are generally excluded from property insurance policies because



A. Covering them would result in a moral hazard.
B. They are either certain to occur over time or are avoidable.
C. Maintenance agreements generally cover them.
D. They are unexpected and therefore difficult to insure.


Answer: B. Losses arising from maintenance perils are generally excluded from property insurance policies because they are either certain to occur over time or are avoidable.

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