Losses arising from maintenance perils are generally excluded from property insurance policies because

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Losses arising from maintenance perils are generally excluded from property insurance policies because

A. Covering them would result in a moral hazard.
B. They are either certain to occur over time or are avoidable.
C. Maintenance agreements generally cover them.
D. They are unexpected and therefore difficult to insure.

Answer: B. Losses arising from maintenance perils are generally excluded from property insurance policies because they are either certain to occur over time or are avoidable.

Insurance

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