Bruce Picket owns and operates a small plumbing business. One of Bruce's employees broke a water pipe while installing a new sink in a customer's apartment, causing damage to the customer's property as well as to property in the apartment below. Using liability insurance terminology, this loss would be categorized as which one of the following?

Bruce Picket owns and operates a small plumbing business. One of Bruce's employees broke a water pipe while installing a new sink in a customer's apartment, causing damage to the customer's property as well as to property in the apartment below. Using liability insurance terminology, this loss would be categorized as which one of the following? 



A. Premises liability
B. Products liability
C. Business operations liability
D. Completed operations liability


Answer: C. This loss would be categorized as business operations liability.

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