Which of the following statements about subrogation is true?

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Which of the following statements about subrogation is true?

A) It is used primarily for losses paid under life insurance policies.
B) It allows the insurer to sue its own insured who is negligent.
C) The insured's right to collect benefits may be forfeited if the insured interferes with the insurer's subrogation rights after a loss occurs.
D) The insurer is required to exercise its subrogation rights.

Answer: C) The insured's right to collect benefits may be forfeited if the insured interferes with the insurer's subrogation rights after a loss occurs.

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