Which of the following best describes a misrepresentation?

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Which of the following best describes a misrepresentation?

A. Making a deceptive or untrue statement about a person engaged in the insurance business

B. Making a maliciously critical statement that is intended to injure another person

C. Discriminating among individuals of the same insuring class

D. Issuing sales material with exaggerated statements about policy benefits

Answer: D. Issuing sales material with exaggerated statements about policy benefits

Life Insurance

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In an insurance contract, the applicant's "consideration" is the
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The voluntary relinquishment of a legal right is called
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All of the following statements are true regarding installments for a fixed amount EXCEPT
Fraternal Benefit Society has each of the following characteristics EXCEPT
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The pro rata liability clause is designed to protect the principle of
When the principal gives the agent authority in writing, it's referred to as
What is the benefit of choosing extended term as a nonforfeiture option?
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All of the following statements concerning dividends are true EXCEPT:
All of the following are true regarding rebates EXCEPT
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