What is the practical effect of an insurance contract being a contract of adhesion?

What is the practical effect of an insurance contract being a contract of adhesion?



A) The insurer can refuse to pay claims unless the insured has complied with all policy provisions.
B) The insured can assign the policy only with the insurer's consent.
C) The insurer can sue the insured for failure to pay any premiums.
D) The policy is interpreted in the insured's favor if the policy contains any ambiguities or uncertainties.


Answer: D) The policy is interpreted in the insured's favor if the policy contains any ambiguities or uncertainties.

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