What is the practical effect of an insurance policy being a conditional contract?

What is the practical effect of an insurance policy being a conditional contract?



A) The insurer can refuse to a pay claim unless the insured has complied with all policy provisions.
B) The insured can assign the policy only with the insurer's consent.
C) The insurer can sue the insured for failure to pay any premiums.
D) The insured gets the benefit of the doubt if a policy contains any ambiguities or uncertainties.


Answer: A) The insurer can refuse to a pay claim unless the insured has complied with all policy provisions.

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