Retention is often used in combination with insurance as a way of treating loss exposures. One of the major downsides of individuals using retention alone is

Retention is often used in combination with insurance as a way of treating loss exposures. One of the major downsides of individuals using retention alone is 



A. The unavailability of insurer loss control services.
B. The potential for financial ruin.
C. The record keeping associated with retained losses.
D. Availability of insurer loss settlement services.


Answer: B. One of the major downsides of individuals using retention alone is the potential for financial ruin.

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