An insurance company and insured are settling a lawsuit involving a life insurance policy. The insurer believes that the application would help to establish material facts in the case. Which of the following is true?

An insurance company and insured are settling a lawsuit involving a life insurance policy. The insurer believes that the application would help to establish material facts in the case. Which of the following is true?


A. Once the policy is issued, it is permissible to use the application in litigation, provided that the insured is notified.

B. If less than 2 years have passed since the policy issue date, it is acceptable for the application to be considered as evidence.

C. State law prohibits applications from being used in litigation.

D. Applications can only be used in court cases if they are attached to or endorsed upon the issued policy.


Answer: D. Applications can only be used in court cases if they are attached to or endorsed upon the issued policy.

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