An employee is insured under her employer's group life plan. If she terminates her group coverage, which of the following statements is INCORRECT?

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An employee is insured under her employer's group life plan. If she terminates her group coverage, which of the following statements is INCORRECT?

A. The premium for individual coverage will be based upon the insured's attained age.

B. The insured may choose to convert to term or permanent individual coverage.

C. The insured would not need to prove insurability for a conversion policy.

D. The insured may convert coverage to an individual policy within 31 days.

Answer: B. The insured may choose to convert to term or permanent individual coverage.

Life Insurance

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