Which of these characteristics of an applicant is NOT taken into consideration when assessing risk for Disability coverage?

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Which of these characteristics of an applicant is NOT taken into consideration when assessing risk for Disability coverage?

A) health of applicant
B) gender of applicant
C) number of children
D) occupation of applicant

Answer: C) number of children

Health Insurance

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

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