Under a disability income policy, which provision would be payable if the cause of an injury is unexpected and accidental?

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Under a disability income policy, which provision would be payable if the cause of an injury is unexpected and accidental?

A) Presumptive disability provision
B) Absolute accidental provision
C) Accidental death benefit provision
D) Accidental bodily injury provision

Answer: D) Accidental bodily injury provision

Health and Accident Insurance

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay? a) $0 b) $30,000 c) $32,000 d) $40,000 Answer: B

Jim has been arrested for drunk driving. In order to be allowed out of jail before his court date, Jim will most likely need:

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Hannah is six months pregnant when she switches jobs. Which law ensures that Hannah's "pre-existing condition" will be covered under her new health insurance plan?

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