Under a disability income policy, which provision would be payable if the cause of an injury is unexpected and accidental?

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Under a disability income policy, which provision would be payable if the cause of an injury is unexpected and accidental?

A) Presumptive disability provision
B) Absolute accidental provision
C) Accidental death benefit provision
D) Accidental bodily injury provision

Answer: D) Accidental bodily injury provision

Health and Accident Insurance

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An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay?

An insured's building has an actual cash value of $200,000, and he has insured the property for $120,000 with an 80% coinsurance clause. A $40,000 loss occurs. How much will the policy pay? a) $0 b) $30,000 c) $32,000 d) $40,000 Answer: B

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James is the insured on a life insurance policy where his age was misstated on the application. Which of the following is CORRECT regarding the death benefit amount?

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