During the underwriting process for a group health policy, it was discovered that 15 out of 50 members of the group have major health issues. How would the insurer handle this?

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During the underwriting process for a group health policy, it was discovered that 15 out of 50 members of the group have major health issues. How would the insurer handle this?

A) Accept or reject the whole group
B) Accept the 35 insurable individuals while rejecting the remaining 15
C) Charge a higher premium to the 15 unhealthy individuals
D) Assign the group to a re-insurer

Answer: A) Accept or reject the whole group

Health and Accident Insurance

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