When calculating the amount of life insurance needed for an income earner, what has to be determined when using the Needs Approach?

When calculating the amount of life insurance needed for an income earner, what has to be determined when using the Needs Approach? 



a) The income earner's future projected income
b) The family's financial objectives if the income earner were to die or become disabled
c) The insurance company's financial rating
d) The income earner's credit score


Answer: b) The family's financial objectives if the income earner were to die or become disabled

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