What makes an insurance policy a unilateral contract?

What makes an insurance policy a unilateral contract? 



a) Only the insured pays the premium
b) Only the insured can change the provisions
c) Only the insurer is legally bound
d) Only the insured is legally bound


Answer: c) Only the insurer is legally bound

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You are riding in Sarah's car when she fails to yield and causes an accident. Which of the following coverages would NOT pay for your injuries?

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