What is involved when a life insurance policy has been backdated?

What is involved when a life insurance policy has been backdated? 



a) Setting a policy's effective date prior to a preexisting condition
b) Redating a policy after it has been issued
c) Reinstating a lapsed policy
d) Making the policy effective on an earlier date than the present


Answer: d) Making the policy effective on an earlier date than the present

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