If the annuitant dies before the annuity start date,

If the annuitant dies before the annuity start date, 



a) the benefits will be given tax-free only to a stated beneficiary
b) nothing is given to the beneficiary
c) the premiums paid will be given to the beneficiary
d) the premiums paid plus interest earned will be given to the beneficiary


Answer: d) the premiums paid plus interest earned will be given to the beneficiary

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