An insured individual and the policy's beneficiary die from the same accident. The common disaster provision states the insurer will continue as if

An insured individual and the policy's beneficiary die from the same accident. The common disaster provision states the insurer will continue as if 



a) the insured outlived the beneficiary
b) the beneficiary outlived the insured
c) no beneficiary was ever named
d) the insured and beneficiary died at the same time


Answer: a) the insured outlived the beneficiary

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