Which of these is NOT a characteristic of the Accelerated Death Benefit option?

Which of these is NOT a characteristic of the Accelerated Death Benefit option? 




a) The face amount and policy premium are not affected by the payment
b) Before payment of the benefit is made, specific conditions must exist, such as suffering from a terminal illness
c) There may be a dollar limit on the maximum benefit
d) The benefit can be offered as a rider at a specific extra cost or may be at no cost


Answer: d) The benefit can be offered as a rider at a specific extra cost or may be at no cost

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