Which of the following would be a valid reason why a policy premium would be higher than the standard premium?

Which of the following would be a valid reason why a policy premium would be higher than the standard premium? 




a) The insurer is not a member of the MIB
b) The agent quoted the wrong price
c) The insured does not have the necessary financial reserves
d) The insured does not meet established underwriting requirements


Answer: d) The insured does not meet established underwriting requirements

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You are riding in Sarah's car when she fails to yield and causes an accident. Which of the following coverages would NOT pay for your injuries?

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