Which of the following describes a person who is NOT acceptable by an insurer at standard rates because of health history, occupation, or hobbies?

Which of the following describes a person who is NOT acceptable by an insurer at standard rates because of health history, occupation, or hobbies? 




a) Standard risk
b) Preferred risk
c) Unacceptable risk
d) Substandard risk


Answer: d) Substandard risk

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