If an insured dies during the grace period with no premiums paid

If an insured dies during the grace period with no premiums paid 




a) the policy would be payable, minus the premium amount
b) the policy would be payable only after the beneficiary makes past due premium payment
c) all past premiums will be refunded with interest
d) the claim would be denied


Answer: a) the policy would be payable, minus the premium amount

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