Adjuster Toni is evaluating damages in a bodily injury liability claim where she has determined that the insured is completely at fault for the accident. The claimant suffered a sprain and strain injury to his neck. His special damages total $1,500. He was out of work for a week, was disabled and prevented from performing some regular activities for a month, and attended physical therapy for six weeks. In assessing general damages, Toni should

Adjuster Toni is evaluating damages in a bodily injury liability claim where she has determined that the insured is completely at fault for the accident. The claimant suffered a sprain and strain injury to his neck. His special damages total $1,500. He was out of work for a week, was disabled and prevented from performing some regular activities for a month, and attended physical therapy for six weeks. In assessing general damages, Toni should



A. Multiply the amount of special damages of $1,500 by three as a rule of thumb, and pay $4,500.

B. Use past cases which are similar as a guide.

C. Consider what she would want to be paid if she were in claimant's shoes.

D. Multiply $1,500, the amount of special damages, by six, the number of weeks of physical therapy, and pay $9,000.



Answer: B

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